Compare Listings

WHEN I CAN PURCHASE A HOME AGAIN THROUGH CONVENTIONAL FINANCING!

Conventional:

7 Years From Completion: (If mortgage included in bankruptcy, follow bankruptcy guidelines. FNMA only).

FHA:

3 Years from Completioin Date or the Date FHA pays the initial claim and clears CAIVRS, whichever is later. FHA case # can"t be ordered until wait period is expired.

VA:

2 Years from Trust Deed Date.

USDA:

3 Years from Completion Date.

Conventional:

4 Years – FNMA.

FHA:

3 Years from Completion Date.

VA:

No Specific Information – Assume Same  as Foreclosure.

USDA:

USDA has No Specific Information – Assume Same as Foreclosure.

Conventional:

4 Years from Discharge / Dismissal.

FHA:

2 Years from Discharge – AUS Approval.

VA:

2 Years from Discharge Date.

USDA:

3 Years from Discharge Date.

Conventional:

2 Years from Discharge. 4 Years from Dismissal.

FHA:

1 Year of the Payment Period Must have Elapsed with Satisfactory Payment Performance or 2 Years from the Discharge Date. (check state and legal guidelines).

VA:

1 Day from Completion of Payment Plan if All Payments Were Satisfactory.

USDA:

3 Years from Discharge Date.